With a service-first approach, I help businesses and nonprofits find right-fit payment solutions, without pushy sales tactics, or provider bias. I help reduce or eliminate your processing costs while providing ongoing concierge-level support you can rely on.

With 30+ years in banking, including over 5 of those years directly in merchant services, I've seen what happens when businesses get stuck with something that seemed great at first, but turned into rate creep, surprise charges, and contract penalties they didn't expect. I also understand the industry and know how simple and fair it can be when it's done right.

That's why I launched The Payments Doctor, because you deserve better. You deserve payment solutions that actually work for your business, without the games, guesswork, or stress. I'm not working for a single provider, this is my business and I work for you.

I partner with a trusted network of providers to match each client with the tools that truly fit their needs. That could mean anything from simple card readers, to POS (point-of-sale) solutions, website or software integrations, text-to-pay, mobile solutions, and more. Whatever fits you, all without long-term contracts or surprises. And if your needs change down the road? I've got you, and I'll make the transition seamless.

Whether you're tired of fees that don't make sense, service that's gone missing, or solutions that never quite fit your flow, I can help you find a better way.

Let's simplify your payment systems, save you time and money, and support the future you're building.

If you'd like to book a free discovery call, or even if you just have some questions, feel free to reach out. I'm always happy to help, whether we do business or not.

Mary L Moniz
The Payments Doctor